Inge Johnstone
Filing a Homeowners or Commercial Property Claim After Hurricane Helena or Milton
In the aftermath of a powerful storm like Hurricane Helena or Hurricane Milton , it’s essential to act quickly to file insurance claims...
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Inge Johnstone
Sep 282 min
Fifth Circuit Rules for Construction Company Policyholder in Case Involving Commercial General Liability Policy
In TIG Insurance Co. v. Woodsboro Farmers Cooperative , the United States Court of Appeal for the Fifth Circuit, ruled in favor of the...
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Inge Johnstone
Sep 123 min
Hurricane Francine Hits Coast, Destroying Homes and Businesses, Knocking Out Power and Threatening Millions with Flooding
Hurricane Francine made landfall at Terrebonne Parish in Louisiana yesterday at around 5:00 p.m. with winds at 100 miles an hour. The...
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Inge Johnstone
Aug 274 min
Eleventh Circuit: Grammar Technicality Leaves Accounting Firm Without Insurance Protection
The Eleventh Circuit recently ruled in favor of an insurer and against a policyholder by relying on some technical rules of construction...
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Inge Johnstone
Jul 305 min
An Insurance Lawyer’s Recommendations on Homeowners Coverages for Hurricanes, Hail and Tornadoes
At Johnstone Trial Law, LLC , I have represented many homeowners following large scale storm events like hurricanes, tornadoes, and...
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Inge Johnstone
Jul 122 min
The Privilege of Representing Policyholders
I'm attorney Inge Johnstone. I am a policyholder lawyer and am proud to be one. Policyholder lawyers represent people and businesses...
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Inge Johnstone
Jul 55 min
The Eleventh Circuit Delivers More Bad News for Policyholders in a Tragic Case involving an Accidental Death Policy
The Eleventh Circuit Court of Appeals, which oversees federal appeals for Alabama, Georgia and Florida, reversed a federal district court...
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Inge Johnstone
Jun 202 min
Common Construction vs. Similar Construction: Choose the Right Replacement Cost Coverage to Get Your Home Built Back Like it Was Before Your Insurance Loss.
If your home is seriously damaged or destroyed by an event like a fire, hurricane, or tornado, you likely want it rebuilt back with at...
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Inge Johnstone
Jun 134 min
Surplus Lines Policies Leave Consumers Unprotected When Disaster Strikes
As traditional insurers like State Farm cease writing homeowners insurance policies in coastal areas and even states like California and...
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Inge Johnstone
Jun 53 min
Eleventh Circuit Relies on Quirky Interpretation to Bounce Claim for Coverage Under Commercial General Liability Policy by Trampoline Installing Landscaper
In Snell v. United Specialty Insurance Company, the Eleventh Circuit Court of Appeals held that a commercial general liability insurer...
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Inge Johnstone
May 313 min
Help: My Insurance Company Refuses to Participate in the Appraisal Process!
I wrote the above letter in response to a letter I received from an insurance company claiming that it would not consider appraisal under...
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Inge Johnstone
May 203 min
After the Texas Tornadoes: Tips for Dealing with the Insurance Company
The Aftermath Storm season in Texas has already been devastating this year. If your house or commercial property has been struck by one...
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Inge Johnstone
May 174 min
Policyholder Protections: Texas
This week I would like to focus on policyholder protections afforded by another state that I am currently licensed in: Texas. While...
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Inge Johnstone
May 83 min
Be Careful Policyholders: 2024 Is Already a Bad Year for Tornadoes and More Are On the Way!
Policyholders were Affected Yesterday and Bracing for Upcoming Tornadoes Yesterday, powerful tornadoes ripped through Southwestern...
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Inge Johnstone
May 33 min
Leveling the Playing Field: Tools for Protecting Policyholders in the State of Washington
Different states have different tools for protecting insurance policyholders from wrongful claims denials and other insurer malfeasance....
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Inge Johnstone
Apr 263 min
What State Farm Doesn’t Want You To Know About Choosing an Insurance Company.
With most products that you purchase, you can look at the product, inspect it, look at consumer reviews, and otherwise find out about the...
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Inge Johnstone
Apr 182 min
Two Recent State Farm Cases Show Unfairness of One Year Policy Limitation on Homeowners Insurance Claims
Headquarters of State Farm, the insurance company involved in these cases
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Inge Johnstone
Apr 123 min
The Eleventh Circuit Once Again Stiffs Policyholders
In Lemons v. Principal Life Insurance Company, the Eleventh Circuit Court of Appeals once again shorted Alabama policyholders by holding...
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Inge Johnstone
Apr 113 min
Should State Farm Make All of Its Claims Handling Guidelines and Bonus Structures Open to Its Policyholders?
Insurance has been described as a public trust and insurance is essential to the way we live our lives both personally and in our...
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