Texas Policyholders Protection Attorney

We provide competent, committed and compassionate legal representation to Texas policyholders facing unjust denial or underpayment of their insurance claims. We understand that when people and businesses make insurance claims, they already are facing difficulty and anxiety. Our legal practice is built on the unwavering principle of advocating for the rights and interests of policyholders,holding insurance companies accountable and evening the odds between policyholders and insurance companies. 

Insurance Companies: Don’t Mess with Texas!

Insurance policies are supposed to protect people and businesses when disaster strikes. When an insurance company fails to keep its promises,  either by wrongfully denying a claim, delaying payments unreasonably, or offering settlements far below what the policy covers, Texas law offers policyholder strong tools to level the playing field. These tools include:

• The Texas Unfair Claims Settlement Practices Act

• The Texas Deceptive Trade Practices Act

• The Texas Prompt Payment of Claims Act

• Texas Common Law Bad Faith

• The Right to Recover Attorneys Fees in Some Cases

• Appraisal 

Comprehensive Legal Services in Texas

1. Claim Denial Analysis: We meticulously review the circumstances and documentation surrounding your denied claim to identify instances of bad faith. This involves examining the policy language, assessing the insurer's rationale for denial, and comparing it against the actual facts and applicable law.

2. Litigation and Negotiation: Should negotiation fail to yield a fair resolution, we are fully prepared to take your case to court. With a proven track record in litigation, Attorney Inge Johnstone will present a compelling case that underscores the insurer’s bad faith conduct and the damages incurred as a result.

3. Expert Consultations: We collaborate with industry experts, including appraisers, contractors, engineers,and claims professionals, to provide comprehensive evidence supporting your claim. These expert opinions are invaluable in strengthening your case and ensuring that all aspects of your loss are thoroughly documented and presented.

4. Policyholder Education: Understanding your rights as a policyholder is crucial. We provide guidance and education on insurance policies, helping you navigate the complexities of insurance law and making informed decisions about your claims and coverage.

Why Choose Our Legal Services

• Experience and Expertise: With fifteen years of specialized experience in bad faith insurance claims, we have a deep understanding of the tactics insurance companies use to minimize or deny claims. We have deposed extensively claims representatives, claims managers and insurance company executives. We also read industry publications and interface with insurance professionals to stay on top of every development. Our extensive knowledge of Texas insurance law equips our legal team to effectively counter these strategies and secure favorable outcomes for our clients.

• Client-Centered Approach: We provide personalized legal services tailored to the unique needs of each client. We listen to your concerns, understand your situation, and develop a legal strategy that aligns with your goals.

• Aggressive Advocacy: We fight hard for policyholders by trying to outwork and outhink the insurance company lawyers.. Insurance companies often have vast resources at their disposal, but we level the playing field by fighting tirelessly to protect your rights and ensure justice is served.

• Cutting Edge Technology: We leverage technology to help level the playing field with insurers. This includes subscribing to extensive databases that contain access to insurance cases, laws, treatises, and guidelines across the United States. It also includes staying on top of the latest developments in litigation technology and advocacy.

• Proven Results:  Our law firm has a proven track record of successfully resolving insurance and bad faith claims, resulting in significant compensation for policyholders. These victories not only provide financial relief to our clients but also serve as a deterrent to insurance companies contemplating bad faith practices in the future.

Contact Johnstone Trial Law, LLC Today for Your Free Consultation

If you believe your insurance company has acted in bad faith, wrongfully denied your claim, or underpaid your claim,reach out to Johnstone Trial Law, LLC. We offer a free initial consultation to evaluate your case and discuss your legal options. Together, we can ensure that your rights are protected and that you receive the compensation you deserve. Contact us today to schedule your consultation and take the first step toward securing the justice you are entitled to.